Government agencies have abandoned Black and low-income communities in the face of one devastating storm after another.
The Restore program is a follow-up to the state’s Road Home program from Hurricane Katrina, which a recentThe recovery process is all about the money in your bank account, the ability to spend hours of your day on the phone or internet with the government, and your knowledge about your rights, says Lake Charles community advocate. She has spent the past several years connecting residents with recovery resources and tracking the federal government’s response.
Hurricane Ida’s wrath, however, crushed that pride, as both of their homes were severely damaged and FEMA’s support failed to come. For Hawkins, the tiny payoff forced her to take out multiple loans and run up credit card debt. Adding to the financial stress, living out of a 250-square-foot trailer has severely altered her vegan diet, and thus her health, as she has been unable to cook full meals and grow her own food like she once did.
have shown that drastic sea level rise across the Gulf is making storms more likely and more intense.Standing outside the home she grew up in, Bright was giddy about recently having spent her grandson Jace’s first birthday party at Chuck E. Cheese. “I want something to come to this community, so then we can take baby steps and adventure outside of chemicals,” she said. “FEMA will only give you $9,000 after a storm comes through, so that’s why I like to see people go to trade school here to help people get through the troubled times.”
Realistically, the extensive damage makes that an almost impossible task for those who aren’t extremely wealthy. He needs a new roof, flooring, electrical rewiring, and to rework his foundation. Without paying for labor, that’s still pushing a $40,000 price tag. Hawkins said that because of Hurricane Ida damage in September 2021, students at her school went to classes inside a converted warehouse until February 2023.
Standing on his porch, Dejoie pointed out the empty homes and lots on his street and the untamed trees and shrubbery that sent wood, bricks, and branches flying throughout the neighborhood — and into people’s homes and roofs — during Ida. Chapman has lived through 40 or so hurricanes and tropical storms in the city roughly 50 miles from the Gulf of Mexico, but he contends, “Hurricane Laura was like nothing we’ve seen.”
But for many residents, solid insurance coverage did not equal any useful or easily received windfalls. Hurricane Laura moved George and Wanda Orphrey’s home nearly 2 feet, destroying their back porch and damaging their roof. But it took the Orphreys nearly two years to receive a payout from the insurance company, which has since stopped insuring homes in the state.
Hearing horror stories about FEMA and private insurance payouts from Hurricane Ike in 2008, Jeremy Shelton, a barbershop owner, decided to “self-insure” his property. Every month, he put aside a few hundred dollars in case of a disaster. Ultimately, it allowed him to fix his damaged roof — costing him $18,000 — in a much more timely manner.
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