If you’ve been dropped by your home insurance company, there are steps you can take to stay protected.
. It’s a pool of insurers offering policies to provide basic fire coverage when there is no other option.where you can look up an agent or broker who can help with these specific types of policies.
They must be licensed in California and cannot charge you a fee to assist you with a Fair Plan policy. Also, the policy premium is the same with or without a broker or agent, according to the website. The executive director of United Policyholders says this is often basic coverage, which means you may need more coverage for things like downed trees, theft, burst pipes or liability.
The group will hold a seminar on Friday, June 9 to help homeowners who have questions. A representative of the Fair Plan will be available to discuss new options with their policies, according to United Policyholders.
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