Gauge retirement readiness: You don’t want to die at your desk sending an email
Nancy Schlossberg attended a retirement party for a colleague, and afterward heard people remarking how the guest of honor should have retired years before because she was “so old.”
“To retire, you need a financial portfolio and a psychological portfolio. The psychological is as important as the money,” Schlossberg said.To make a successful transition into retirement, you need to check off the financial, emotional and professional boxes to make sure you’re fully ready. And some people never will be ready, experts said.
Ashley Agnew, a financial adviser and director of relationship development at Centerpoint Advisors in Needham, Mass., calls retirement an “emotionally driven financial decision.” “I had to make a decision at some point in time. I would have retired earlier, but COVID happened and I wasn’t able to travel and see family, so I kept working,” Schilling said.
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