These accounts allow you to pass assets without probate.
A. The simple answer is yes.Both types of accounts allow you to nameof the account in the event of your death, said Gene McGovern, a certified financial planner with McGovern Financial Advisors in Westfield.
“To receive the POD or TOD account proceeds, an individual beneficiary usually needs only present identification to the institution, along with a certified copy of the death certificate,” he said. “In New Jersey, a completed Form L-8 or other form of inheritance tax waiver may also be needed to release the account.”
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