Last week, instead of writing a column centered around just one Social Security topic, I decided to just reach into my electronic mailbag (my email inbox) and answer whatever questions I pulled out of there. But I ran out of…
I pulled out of there. But I ran out of column space before I ran out of questions. So today, more random Social Security questions and answers.
People are also reading… Q: We have a slightly different marital dynamic than most couples. My wife is the primary wage earner. She has always made more money than me. Or to put that another way, I’ve always made a decent income, but my wife has made a great income. As we are now approaching retirement age, is there anything special we need to know about Social Security?
A: I think you should never make a Social Security decision based on politics. There is no question that somewhere down the road, Congress is going to deal with Social Security’s pending financial shortfall. But I will bet my next Social Security check that when they do, the reforms they come up with will have a long lead-in time. In other words, those changes won’t affect near-term retirees, but rather people who might be retiring 10 or 20 or even more years from now.
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