My holiday gift guide does not include a box of chocolates or tickets for a Caribbean cruise. This is a boring old Social Security column, after all, so my gift suggestions are related to that government pension program.
Near the top of my list is my absolute favorite Social Security publication. Called “Fast Facts and Figures About Social Security,” it’s just crammed with interesting and useful information about the program. And the good news is that they squeeze all that information into a booklet. The 2022 edition is only 43 pages long.
There were 8.1 million new claims for Social Security benefits filed last year. That’s about 27,000 new claims filed every single workday of the year. I like a little pie chart in the booklet that breaks down the total Social Security population by types of benefits. Seventy-three percent are getting retirement benefits; 12% are getting disability benefits; 6% are the spouses and children of people getting retirement and disability benefits; and 9% are getting survivor benefits.
Here’s the gender breakdown by category of benefit. Of all women getting Social Security, 71% get retirement benefits; 12% get disability benefits; 11% get widow’s benefits; and 6% get benefits as the spouse of a retiree or disabled person. The average monthly retirement benefit paid to men last year was $1,838, compared to $1,484 paid to women. But as might be expected, women get higher average spousal and survivor benefits.
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