If you beat the odds stacked against hitting the jackpot, there are some key things to do — and not do — right out of the gate.
, there are four key things to do right out of the gate to protect your winnings and alleviate some of that stress.You don't have to rush to lottery headquarters right away. Depending on the state where you bought the ticket, you get anywhere from as little as 60 or 90 days to as much as a year to claim your prize.
In other words, take a deep breath. The process of figuring out how to handle a huge amount of money can take several months, Stanzak said.Additionally, share information about your windfall with as few people as possible. News has a way of traveling, and long-lost friends or family — or scammers — could show up on your doorstep.
It's also generally recommended that you sign the back of the ticket as proof that it belongs to you. However, before you do so, it's worth making sure you know the rules for claiming your win in the state where the ticket was purchased. For starters, you'll have to decide whether to accept your prize as a reduced lump sum or as an annuity paid in yearly installments over three decades. Either way, the IRS will take a slice before the money reaches you.
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