Consumers added a total of $87.3 billion in new credit card debt in 2021, returning to pre-pandemic spending habits, according to one financial survey
CHICAGO -- After record pandemic spending lows in 2020, U.S. consumers have started to return to bad habits when it comes to credit card debt.recent survey by financial experts at WalletHub.Transfer your existing debt to a 0% balance transfer credit card to save on finance charges and get out of debt sooner.
Repay your most"expensive" or high-interest debt first. Start with paying the most towards your debt with the highest interest rate and just paying the minimum on the rest. Once your most expensive debt is paid off, repeat the process until you're debt-free. Create an"emergency cash fund." Start by saving as little as $20 a week to build a savings so you can avoid racking up credit card debt.
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