Allowing insurers to impose a de facto surcharge on all policyholders to cover the potential costs of those with the riskiest property is premature at best
their concerns and says industry profits remain substantial. But it’s hard to buy that the spring decisions of State Farm, Allstate and Farmers to pull back from the nation’s largest insurance market were a ploy.
The San Francisco Chronicle’sObviously, it’s crucial that California have a healthy property insurance market, especially as the state becomes hotter and drier. But given that lawmakers haven’t taken some obvious steps to reduce fire risks — starting with a far more aggressive push to make parcel owners protect their land — any bold moves are premature. Given the secrecy over what’s being considered, that’s especially the case here.
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