There are various options to leave your loved ones protected.
Who should have life insurance? Well, if you have a family you’re probably considering getting some.
You certainly don’t want to leave your family struggling financially, but at the same time, you don’t want to jump at the first offer you get for life insurance. First, look for a policy that’s in line with your budget and needs. If you have children, you might need more coverage. And regardless of your age, make sure to find one that covers funeral expenses so that your family is not scrambling to pay for it.Sign up for NBC San Diego newsletters.It's the most common form. It’s more of a permanent type. As long as you pay the quote or monthly payment, the policy will remain active until your passing. Then and only then will the money go directly to your beneficiaries.
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