Your homeowners insurance might pay for a hotel, a stolen suitcase or even a lawyer. Here’s a peek at a few useful features that might be in your policy.
You probably already know that homeowners insurance covers your house and everything in it, but there’s actually a lot more to your policy. Depending on the circumstances, your homeowners insurance could also pay for a hotel stay, a suitcase stolen on vacation or even a lawyer to defend you in a lawsuit. Here’s a peek at a few useful features that might be available in your policy.
Instead, turn to your loss of use coverage. This part of your policy can help you “maintain your normal standard of living,” says Justin Skipton, a vice president for the National Association of Public Insurance Adjusters. Note that your costs should be reasonable. “If your $150,000 house burns down, you’re not going to be able to stay at The Ritz-Carlton or some high-end hotel for a year while you rebuild,” says Rich Johnson, director of communications for the Insurance Council of Texas.2. Your belongings away from home If someone breaks into your hotel room and steals your stuff while you’re on vacation, your homeowners insurance may pay to replace the lost items.
Note that personal property coverage generally comes with a deductible, an amount subtracted from your claim payout. So if someone steals your $500 laptop from a cafe but you have a $1,000 deductible, you won’t get any benefit from filing a claim.
Argentina Últimas Noticias, Argentina Titulares
Similar News:También puedes leer noticias similares a ésta que hemos recopilado de otras fuentes de noticias.
Rode's New PodMic USB Works With Both a USB and XLR ConnectionThe new Rode PodMic USB offers both XLR and USB connectivity, making it extremely versatile for its $199 asking price.
Leer más »
Potential SAG-AFTRA strike scaring off companies that insure moviesThe potential SAG-AFTRA strike is very scary for the companies that insure film productions
Leer más »
In DeSantis’ Sunshine State, life is not all sunnyA lack of affordable housing and rising insurance rates are not going unnoticed.
Leer más »
East Cleveland citizen group takes action against city's prolific illegal dumping problemFor some homeowners and residents living in the City of East Cleveland, dealing with illegal dumping in their neighborhood is sadly a daily occurrence.
Leer más »
See Tim Robinson Continually React Poorly to Stressful Situations in 'I Think You Should Leave' TrailerEvery couple years, Tim Robinson seems to find himself in one cringy situation after another on 'I Think You Should Leave' — and since two years have passed since Season 2, he has the trailer for Season 3 on deck.
Leer más »