How to save for retirement and pay down credit card debt at the same time
Meanwhile, delaying saving for retirement will have huge costs, too.
"Minimum credit card payments are almost always a bad idea," Rossman said. "It's really hard to build any sort of wealth if you're paying that much in interest every month.""It's hard for people to change their habits, so don't ever stop saving entirely," Opperman said. "Through the magic of compound interest, saving just a little on a regular basis can grow to a ton of money to serve as your future nest egg," McClanahan said.
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