A new decision from the credit reporting agencies combined with a federal law could help millions of Americans.
That’s right: No more surprise bills from emergency room doctors or other out-of-network hospital providers like anesthesiologists and radiologists when you get care at an in-network facility.
While all of this sounds great, the law still has some glaring holes. Take urgent care facilities: Visits are covered only if the facility is licensed as an emergency service provider. But how do you know that? It’s best if you prepare ahead of time and call several urgent care facilities in your area to ask if they’re licensed to provide emergency medical services.
Because the law is new, hospitals and providers are still adjusting to the new rules, which means they could accidentally send you a medical bill. “There are few things in life more expensive than crummy credit,” Schulz said. “It’s really good that the credit bureaus are adjusting their credit reports and reporting to that reality.”
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