Gradual changes in the years before you plan to quit work can help smooth the transition, a financial coach says.
"People are excited to leave , but then once they leave, they feel that pressure of 'How do I define myself?'" Davis said."'Am I important now that I'm no longer in the workforce?'"Davis suggests people start by thinking about what they want from retirement. That could mean visualizing your ideal day: where you're living, what you're doing, who you're spending time with.
"We tend to assume that people agree with us, when we haven't had a formal discussion about something, and that can prove to be a mistake," John said.Some employers have phased retirement programs that allow people to cut back to part-time work while retaining a paycheck and benefits.
If phased retirement isn't an option, a part-time job or consulting work can help people keep a foot in the work world while they shape their post-work life, Shaw added.Loneliness doesn't just diminish the quality of your days — it also can diminish the quantity.
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