How to approach Medicare’s enrollment period this year
Medicare’s annual enrollment period begins on Oct. 15 and lasts until Dec. 7, but beneficiaries shouldn’t wait until the last minute to review their insurance coverage and make changes.
For example, not all doctors may be covered under one option, so someone who wants to see a specific specialist should make sure they’re in network when switching plans. Beneficiaries should also be hyper-aware of the prescriptions covered under the drug plan they choose. If they choose to travel internationally, or if they expect to be in multiple states for months at a time throughout the year, they should take that into consideration when making Medicare coverage decisions too, Parker said.
Not everyone needs to switch insurance plans during this period, but they should at least check their current plans as those may have changes for next year. Sticking with your current coverage could make sense, or it could cost individuals hundreds or more dollars a year. Changes during the open enrollment period will go into effect on January 1. The annual enrollment period between Oct. 15 and Dec. 7 allows beneficiaries to switch from Original Medicare to a Medicare Advantage Plan, which is government-approved health insurance private companies offer, or from one Medicare Advantage plan to another.
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