How I'm paying off $175,000 in student-loan debt and saving money

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How I'm paying off $175,000 in student-loan debt and saving money
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I've paid off $163,000 in student-loan debt and still haven't made a dent in what I owe. I just want to work normal hours and spend time with my family.

, a 37-year-old registered dietitian who owes more than $100,000 in student-loan debt. It's been edited for length and clarity.

When I was 13, my father passed away from a heart attack — nothing prepares you for the loss of a parent. My mom did the best she could to stretch her $500 paycheck and survivors benefits. She even had to dip into my dad's life-insurance policy to hold onto our house and provide for us, but when it came time to graduate high school, I knew the next step would be to get a college degree because it was something my parents always stressed the importance of.

I've been owing this debt since 2013, and it infiltrates every thought and life decision that I make, so I'm determined towhen I took out student loans for both of my degreesI decided to study nutrition science at Rutgers to help people who might be struggling with heart disease, like my father did. was my only option for attending school.

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