Overall card balance surged to a record high of $963 billion in the second quarter — Gen Zers debt represented the most significant share of this growth, according to TransUnion.
A recent TransUnion survey said that credit card balances are growing fast for everyone, especially for Gen Zers.
This uptick in card balances is expected to drive an increase in refinancing, especially among Gen Z consumers, the survey said. Half of this generational group said they planned to apply for new credit or refinance existing credit, compared to 32% for the entire population, within the following year.
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