The company rejected her offer to resolve her claims in exchange for $1 million.
— A Missouri woman was awarded $5.2 million in a settlement from insurance company GEICO after contracting a sexually transmitted disease in a vehicle that was insured by the company, court documents show. The Missouri Court of Appeals upheld that award this week.
The woman said she contracted human papillomavirus from the car’s owner, according to court documents. In February 2021, she submitted a petition to GEICO in which she said her sexual partner negligently caused or “contributed to cause to be infected with HPV by not taking proper precautions and neglecting to inform and/or disclose his diagnosis,” according to court documents, and that his “insurance policy provided coverage for her injuries and losses.”In April 2021, GEICO denied coverage and refused her settlement offer, according to the Missouri Court of Appeals filing.
The arbitrator determined that “there was sexual activity in automobile” that “directly caused, or directly contributed to cause” the woman to be infected with HPV, and said that $5.2 million would fairly compensate the woman for damages and injuries. The three-judge panel responsible for reviewing GEICO’s appeal confirmed the circuit court’s settlement decision.
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