4 ways I use credit cards to make my family’s travel cheaper

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4 ways I use credit cards to make my family’s travel cheaper
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Here are some of the ways that credit cards help make our family’s travel dreams a reality — for a fraction of the out-of-pocket cost.

Before having kids, my husband and I loved to travel. When our family grew, we agreed that we wanted to continue to prioritize exploring the world as much as we could. Unlike it may seem on Instagram, no one comes with a magic wand and whisks us away on vacation — we make sacrifices to design these experiences, and we work hard to make them happen.Before having kids, my husband and I loved to travel.

Plus, I have an extra “free flight trick” up my sleeve: a companion pass. Several popular airlines offer the perk for a companion to fly free or at a reduced cost — as an outright perk of holding its branded credit card or by earning enough points in a year. Using a companion pass helps stretch our family’s airfare budget even further.

Whether you’re booking well in advance or last minute, using rewards earned from credit cards can give greater flexibility should your plans change. Early in the COVID-19 pandemic, many airlines ditched the fees to cancel or change a ticket. Some of those fees are creeping back — but the policies are often more generous if you’ve booked with miles.

But for my family, many of the travel perks that come along with the premium credit cards we hold far outweigh the cost of the annual fees we pay. Thanks to services like TSA PreCheck, Global Entry and Clear, we are able to skip out on lots of idle time spent waiting in line. Several travel cards offer credits that cover the cost of these services, and we take full advantage as cardholders. We can pop into an airport lounge while we wait to board and enjoy free drinks and snacks.

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